About G1 Utility Pvt Ltd

G1 Utility Pvt Ltd is a forward-focused financial solutions provider committed to empowering businesses with innovative funding programs. Headquartered in Zirakpur, Punjab, we specialize in structured finance models including FD-backed loans, B2B support systems, and zero-interest capital solutions. Our approach is rooted in transparency, compliance, and strategic growth, helping clients navigate funding challenges without being limited by CIBIL or NPA constraints. Backed by the experience of the G64 Group, we deliver reliable, high-yield investment opportunities tailored to diverse business needs. At G1 Utility, we don’t just provide capital — we build confidence and financial independence.

Who We Are

Founded by a team of experienced finance professionals and business strategists, G1 Utility is more than just a funding provider. We are a financial partner, committed to your long-term success. Our suite of solutions is tailored to meet the unique needs of entrepreneurs, SMEs, and corporations across India — including those facing traditional lending limitations such as NPA or low CIBIL scores.

What We Offer

We provide a range of specialized services including:

  • Corporate Funding – Structured financial instruments backed by secure assets or programs.

  • FD Programme – Leverage fixed deposits for high-limit overdrafts from leading banks.

  • B2B Programme – Credit access through back-to-back support, even for low-credit profiles.

  • No Interest Fund – Large-ticket funding against property with zero interest for 3 years.

  • Facility Management & Housekeeping Supply Chain – Supporting operational efficiency beyond finance.

Each program is backed by verified processes, transparent documentation, and strong institutional partnerships, including with banks such as YES Bank and South Indian Bank.

Why G1 Utility?

  • Comprehensive Services across finance and facility operations

  • Tailored Solutions designed around your specific business model

  • Expertise & Global Experience through our G64 Group affiliations

  • Client-Centric Support focused on transparency, speed, and reliability

We’ve also been involved in international financial structuring through Efimov Capital LLC, Delaware (USA), which is part of the G64 Group and boasts a track record of over $4 billion in global transactions.

Our Mission

To deliver innovative financial pathways that help businesses grow, scale, and succeed — ethically and efficiently.

Our Vision

To become India’s most trusted name in structured finance and business solutions by delivering results with integrity, agility, and impact.