What is Corporate Funding?

Corporate funding refers to the range of financing options and credit facilities that businesses utilize to raise capital for various purposes such as working capital, expansion, asset acquisition, or debt restructuring. At G1 Utility, we specialize in structured funding, combining secured instruments like Fixed Deposits (FDs), Bank Guarantees (BGs), and Letters of Credit (LCs) to maximize your borrowing capacity with minimal risk.

Our Corporate Funding Programs

FD-backed Overdraft Facility

Leverage your Fixed Deposits with reputed banks like South Indian Bank or YES Bank to secure overdraft limits up to 100% of your FD amount. This allows you quick access to working capital without liquidating assets.

B2B Back-to-Back Credit Support

Designed especially for businesses with low credit scores or NPA challenges, this program enables credit facilities through internationally recognized financial structures, including LC to BG conversions, giving you access to collateral-free funds.

No Interest Fund

A unique program offering up to ₹50 crore in funding against property collateral with zero interest for the first three years, ideal for businesses seeking large-ticket funding without monthly interest burdens.

Why Choose Our Corporate Funding?

• Tailored Solutions: Every business is unique, so our funding packages are customized to match your specific needs and timelines.

• Fast Processing: Our streamlined documentation and expert team ensure funding approvals within 8-12 business days for FD programmes.

• Secure & Transparent: All funding options come with detailed agreements, director guarantees, and transparent fee structures.

• Trusted Bank Partnerships: We work with leading banks like South Indian Bank (Mysore) and YES Bank to offer reliable and regulated funding channels.

• Collateral Flexibility: Programs available with FD backing or property collateral to suit your asset base.

• Experienced Support: Our team guides you through KYC, documentation, and disbursement, minimizing delays and hassle.

How It Works

1. Initial Consultation: Discuss your funding needs with our experts to identify the best program fit.

2. Documentation: Submit required documents such as KYC, MOA, AOA, GST certificate, FD proof, bank statements, and net worth certificate.

3. Evaluation & Approval: Our team and banking partners evaluate your application and finalize the funding terms.

4. Facility Setup: Sign agreements detailing fees, refund policies, and payment timelines.

5. Disbursement: Access funds through overdraft, LC, or BG mechanisms depending on your program.

6. Ongoing Support: Dedicated account managers ensure smooth operation and assist with renewals or expansions.

Documentation Required

• KYC of company and directors

• Company profile including Memorandum & Articles of Association (MOA, AOA)

• GST Certificate with 1 year returns

• Fixed Deposit photocopy

• 1-year bank statements of company and directors

• Net worth certificate from Chartered Accountant