No-Interest Fund Programme

Large Ticket Loans. Zero Interest. Zero Pressure.

A premium, asset-backed loan facility crafted for businesses looking to leverage property holdings for growth—without the burden of traditional interest rates.

Programme Overview

  • Loan Amount Range: ₹50 Crores to ₹10,000 Crores

  • Interest-Free Period: 3 Full Years

  • Loan-to-Value (LTV): Up to 70% of the property’s assessed value

  • Eligible Properties: Commercial, Residential, or Industrial located in any A/B/C category city across India

  • Facility Cost: 8% of the sanctioned loan amount

  • Post 3-Year Interest: 12% per annum, applicable only if the loan is extended

Required Documentation

  • Property Documents with Valuation by Ernst & Young (E&Y)

  • Company Profile – MoA & AoA

  • Bank Statements – Last 1 Year (Company & Directors)

  • Net Worth Certificate from Chartered Accountant

  • GST Certificate

  • GST Returns – Last 1 Year

  • Company Financials – Last 1 Year

  • KYC – Company and Directors

Processing Details

  • Processing Fee: ₹11 Lakhs (100% Refundable)

  • Total Timeline: Approximately 90 to 120 Days from submission of complete documents

Key Benefits

  • No CIBIL or NPA Restrictions – Purely asset-based evaluation

  • Zero Interest Burden for 3 Years – Boost your financial bandwidth

  • High Loan-to-Value Ratio – Maximize leverage on your property

  • Full Transparency & Legal Assurance – Secured with documented agreements

Only your asset strength and intent matter.
Unlock massive capital without traditional banking pressure. Perfect for long-term, strategic growth initiatives.

Frequently Asked Questions

The minimum ticket size is ₹50 Crores.

Commercial, residential, or industrial properties in any ABC category city across India.

Only a refundable committed fee of ₹5 Lakhs is required.

Property valuation must be done by Ernst & Young (E&Y) or else ₹11 Lakhs fee applies per valuation.

No, we do not consider CIBIL or NPA status for eligibility.

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